Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003045

Goal
5,500 €
Raised
5,500 €
100%
Return rate
12%

Rating
A+

Period
25

Time left

LTV
-

Country
Lithuania

Loan purpose
Equipment purchase

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Šxxxxxxxxx
Šxxxxxxų x. xxx., Xxxxxxxų xxx., Xxxxxxxxxx, Xxxxx x. 3
header_1 Declared Owned
Farming land21.52 ha3.50 ha
20242023
Revenue 13,796.06 € 9,973.99 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

The farm is located in the Širvintos district and has been registered since 2007. Currently, 21.52 hectares of land are declared, with 3.5 hectares privately owned. Farming activities are focused on cereal production and vegetables, such as potatoes. To ensure soil quality and resource efficiency, minimum tillage is applied, preserving natural assets and optimising operational costs. The farming model is family-based and includes cooperation with a daughter, who manages a separate farm with around 15 hectares declared, bringing the total family-managed land to over 36 hectares. Crop rotation, certified seeds, fertilisation, and soil protection practices are implemented each year in line with support and ecological standards.

This project aims to purchase a new disc harrow, which will enable more efficient soil surface tillage, improve sowing conditions, reduce fuel consumption, and modernise the farm’s technological base according to contemporary agricultural machinery standards. The new equipment will ensure higher crop quality, better soil structure, and greater competitiveness in the region. The investment is planned with clear farm development strategy, reliable funding sources, transparent repayment schedules, and InSoil platform investors’ expectations. The project guarantees economic efficiency, sustainability, and long-term prospects for the farm’s activities.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.