Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003053

Goal
37,000 €
Raised
13,822 €
37%
Return rate
From 12.6%
Rating
C+
Period
39
Time left
LTV
89%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxx
Šxxxxxxų xx., Xxxxų xxx., Xxxxų Xūxxx xxx.,
header_1 Declared Owned
Dirbama žemė67.04 ha68.00 ha
20242023
Revenue 45,184.00 € 63,524.00 €
Net profit 12,738.00 € 13,650.00 €
Equity ratio 52.68% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.6% Investing from 500 € - 13.3% Investing from 1,000 € - 13.6% Investing from 2,000 € - 14.1% Investing from 5,000 € - 14.3% Investing from 10,000 € - 14.7%
Project description
Documents
Payment schedule
InSoil invites you to invest in a loan for a farm in the Kazlų Rūda district.
The beef cattle farm has been in operation since 2007 and currently produces 68 beef cattle. The farmer owns 67.04 ha of land, of which 68 ha are declared.

The farmer works alone and operates two tractors, a front loader, a hay baler, livestock trailers, and other farm implements.

The farmer is applying for a loan to refinance an existing loan on the InSoil platform. The land owned by the farmer is pledged as collateral for the loan.

The farmer has previously fully repaid two loans on the InSoil platform and currently has active collateralized loans with a total balance of €29,000.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.