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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003055
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 123.16 ha | 95.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 104,675.00 € | 113,468.00 € |
| Net profit | 531.00 € | 433.00 € |
| Equity ratio | 53.89% | - |
Documents
Payment schedule
InSoil invites you to invest in a loan for a crop farm in the Vilkaviškis district.
The farm was established in 1998 and grows cereals such as oats, wheat, buckwheat, and peas. The farmer cultivates land with no-till technology. The area of cultivated land is 123.16 ha, of which the farmer owns 95 ha.
The technical fleet consists of two tractors, a combine harvester, and other tillage implements such as a harrow, a sowing machine, a fertiliser spreader, a sprayer, and a trailer for transporting cereals.
This year, hail and heavy rains destroyed around 50% of the harvest, and the farmer has approached the InSoil community for a working capital loan to cover land rent expenses. The loan will be secured by the land owned by the farmer.
The farmer has previously borrowed through the platform and currently has active collateralized loans with a total balance of €20,200, the payments have been made on time.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.