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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003059
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 217.01 ha | 42.62 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 318,220.00 € | 307,674.00 € |
| Net profit | 67,106.00 € | -48,489.00 € |
| Equity ratio | 32.55% | - |
Documents
Payment schedule
Introducing an investment opportunity in a viable, sustainable crop farm. The farmer, who has been farming with her husband since 2011 with enthusiasm and professionalism, today manages a farm of 217 hectares, of which 42 hectares belong to the family itself. The family is constantly looking to expand the farm and increase the land under management. The farm currently grows winter and summer wheat, oilseed rape, and beans.
To ensure a high yield and quality harvest, the farmer uses two modern tractors, a hi-tech combine harvester, a cultivator, an efficient seeder, and other high-quality agricultural machinery that enables efficient and productive work.
It is also important to note that this farmer is a reliable and long-standing member of the InSoil community. She has already fully repaid seven loans on the platform and regularly meets her obligations on time.
The funds provided by the investors will be used to purchase a 2.15-hectare land plot.
Currently, the farmer has active collateralized loans with a total balance of €117,394.51.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.