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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003068
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 149.78 ha | 8.02 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 91,431.00 € | 62,656.00 € |
| Net profit | -2,684.00 € | 18,844.00 € |
| Equity ratio | 60.37% | - |
Documents
Payment schedule
This project invites you to invest in a mixed farm in the Kelmė district.
The farm was established 10 years ago, starting with 3 hectares of rented land, and has since expanded to 149.78 hectares, of which 8.02 hectares are owned.
Today, the farmer grows wheat, peas, and oats, and keeps around 70 cattle, including 31 dairy cows. Milk is sold to the Dobilas cooperative, while cereals are delivered to UAB Agrokoncernas.
The farmer manages the farm together with his family and owns 3 tractors along with smaller machinery. This year, the farmer plans to expand the cultivated area to 160 hectares and is also considering the purchase of a tractor and a seed drill.
The farmer has approached the InSoil community with a request for a working capital loan.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.