Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003071

Goal
25,000 €
Raised
25,000 €
100%
Return rate
13%
Rating
A+
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxxxx Xxxxxxxxx
Xxxxxxėx x. 2, Xxxxxxx, Xxxxxxxxx x.
header_1 Declared Owned
Dirbama žemė163.07 ha55.00 ha
20242023
Revenue 137,724.00 € 135,539.00 €
Net profit 30,009.00 € 23,061.00 €
Equity ratio 37.55% -
Project description
Documents
Payment schedule
The farm was established in 1998 in Kretinga district. Currently, 163 ha of arable land are declared, with 55 ha in private ownership. The main activities focus on cultivating grain crops, specifically wheat, triticale, and rye. All farming is based on sustainable principles—using no-till cultivation, applying cover crops, and practicing consistent crop rotation, which help protect soil quality, reduce erosion, and ensure long-term productivity. The farm continuously invests in modern machinery and innovative practices to enhance operations.

Additional funds are needed to pay for fertilizers, fuel, and other purchases necessary for farming activities in a timely manner to ensure sustainable farming and a successful end to the season. This is the farmer's third loan on InSoil's platform and to date, the farmer has not missed a single payment.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.