Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003089

Goal
25,000 €
Raised
13,269 €
53%
Return rate
13%
Rating
B+
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxčxxx
Xxxxxxxx x., Xxxxšxėxxx, X. Xxxxxxxxxxx x. 16
header_1 Declared Owned
Farming land1031.09 ha70.00 ha
20242023
Revenue 1,112,476.00 € 1,024,826.00 €
Net profit 5,026.00 € 117,147.00 €
Equity ratio 10.85% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
Since 2019, a crop farming enterprise has been operating in the Pasvalys district, specializing in the cultivation of wheat, rapeseed, and other arable crops. The farm manages a total of 1,031.09 hectares of arable land, of which 70 hectares are owned by the farmer, with the remaining area leased.

The farm is well-equipped with modern agricultural machinery, including two combines, multiple tractors, a seeder, a sprayer, a trailer, and other essential equipment. The farmer employs a no-till farming system, a sustainable cultivation method aimed at improving soil health, reducing erosion, and enhancing long-term productivity.

The farmer has approached the InSoil community seeking a working capital loan to support operational needs and maintain the efficient continuation of farming activities.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.