Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003090

Goal
25,000 €
Raised
13,665 €
54%
Return rate
14%
Rating
B
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxė Xxžxxxxxxxxė
Xxxxxxxx x. xxx., Xxxxxxxx xxxxxxxxų xxx., Xxxxxxxx, Xxxxų x. 11,
header_1 Declared Owned
Farming land299.50 ha2.00 ha
20252024
Revenue 108,669.00 € 26,858.52 €
Net profit 25,530.00 € -
Equity ratio 17.79% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule
The young farmer’s holding was established in 2024, with a declared land area of 299.50 ha, of which 2 ha are owned. The farm is engaged in grain cultivation. The farmer gained her experience from her husband, who started his agricultural activities in 2019 and currently manages more than 1,000 ha, also operating a crop farm. The farmer uses all of her husband’s available machinery, including tractors, combine harvesters, and other equipment. The farmer has applied to Insoil for a working capital loan, to be secured by the personal guarantee of her future spouse.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.