Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003093

Goal
20,000 €
Raised
20,000 €
100%
Return rate
13%

Rating
A

Period
36

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxxxxxxx
Xxxxxxėx x. xxx., Xxxxxxxx xxx., Xxxxxxx, Xxšxxxų x. 17,
header_1 Declared Owned
Farming land155.31 ha45.00 ha
20242023
Revenue 149,961.00 € 148,405.00 €
Net profit 105,013.00 € 52,890.00 €
Equity ratio 32.77% -
Project description
Documents
Payment schedule

Established in 2008 in the Ukmergė district, the farm specializes in the cultivation of high-quality cereals, including oats, wheat, buckwheat, peas, and other grains. The total cultivated area covers 155.31 hectares, of which 45 hectares are owned by the farmer.

The farm operates according to no-till technology, ensuring sustainable soil management, reduced erosion, and long-term productivity. This modern approach demonstrates the farmer’s commitment to efficiency, sustainability, and environmentally responsible practices.

The farm is equipped with a combine harvester, two tractors, and a full range of tillage and crop management machinery, including a harrow, sowing machine, fertilizer spreader, sprayer, and grain transport trailer. This comprehensive equipment base provides operational independence and flexibility throughout the production cycle.

The farmer has applied to Insoil for working capital financing to support ongoing operations, optimize input procurement, and maintain stable production across the entire cultivated area.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.