Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003118
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 63.26 ha | 10.70 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 43,768.00 € | 46,236.00 € |
| Net profit | 16,723.00 € | 23,206.00 € |
| Equity ratio | 44.63% | - |
We invite you to invest in a diversified family farm that successfully combines crop and livestock production, focusing on high product quality and efficient farm management.
The farmer cultivates 63.26 hectares of land, of which 10.7 hectares are privately owned. Together with her husband’s farm, the family manages around 120 hectares in total. The main crops are wheat, barley, and rapeseed, complemented by 20 beef cattle, ensuring income diversification and operational balance.
The farm is equipped with modern machinery, including a combine harvester, several tractors, a sprayer, a seeder, a baler, and a bale wrapper. This allows for efficient field operations and consistently high production quality.
The purpose of the loan is to increase working capital, supporting smooth operations, financial flexibility, and further business growth.
The farmer is a trusted InSoil client – one loan has already been successfully repaid, and current repayments are always made on time.
In 2024, the farm generated €43,768 in revenue and €16,723 in net profit. The equity ratio stands at 44.63%, reflecting stable financial performance.
This project represents an opportunity to support a responsible family farm focused on steady growth, sustainability, and long-term continuity.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.