Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003121

Goal
25,000 €
Raised
25,000 €
100%
Return rate
12.5%
Rating
A+
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
XXXXXXXXX XXXXXXXXXXX
Xxxxxxx Xxxxxxxx xxx., Xxūxxxėx x., Xxxžxx xxx., Xxxxxėžxx x. xxx.
header_1 Declared Owned
Farming land67.20 ha12.91 ha
20242023
Revenue 91,152.28 € 87,445.89 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
We invite you to invest in a family farm cultivating 67.2 hectares of land, of which 12.91 hectares are privately owned. The farm focuses on crop production, growing wheat, rapeseed, barley, faba beans, and peas, with operations based on balanced crop rotation and efficient seasonal management.

The farm is equipped with all the necessary machinery for independent and effective operations, including a tractor, cultivator, combine harvester, truck, sprayer, and other agricultural implements. This allows the farmer to perform all key fieldwork without external services, ensuring stable productivity and operational continuity.

This is the farmer’s third loan on the InSoil platform. One previous loan has already been successfully repaid, while all current repayments are made on time and responsibly, reflecting the borrower’s strong financial discipline and reliability.

In 2024, the farm generated €91,152 in income (up from €87,446 in 2023), showing steady growth and efficient farm management. The borrower currently maintains €10,781.81 in active collateralized loans, with a consistent track record of punctual repayments and interest payments totaling over €8,000 across past projects.

💶 Loan Purpose
The purpose of this €25,000 loan is to increase working capital, supporting smooth seasonal operations and enabling further business growth. The financing will cover essential operating expenses such as seed and fertiliser purchases, fuel, and machinery maintenance — ensuring uninterrupted farming activity and long-term stability.

This project represents an opportunity to invest in a trustworthy and growth-oriented family farm, backed by a proven repayment history and a commitment to responsible and sustainable farming.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.