Ūkio paskola

The farmer, who started his agricultural activity back in 1991, currently manages 162.03 hectares of land, of which 32 hectares are owned. The farm is primarily focused on crop production, cultivating wheat, as well as spring and winter rapeseed. In addition, there are plans to begin growing corn to further diversify production and strengthen resilience to market fluctuations.

The farm is equipped with a broad and modern fleet of agricultural machinery that ensures efficient operations: 7 tractors, 2 combine harvesters, 6 trailers, a germinator, cultivator, 2 sprayers, a straw baler, a rake-turner, and a seeder. The infrastructure also includes 2 grain warehouses, a grain dryer, mechanical workshops, and garages. One of the warehouses houses a straw pellet production line and a sawmill. Although pellet production is currently paused due to unfavorable market prices, the farmer plans to expand operations in the future by producing wood pellets.

It is also worth noting that the farmer’s daughter manages a separate farm, cultivating cereals, rapeseed, and raising beef cattle. Her farm covers 67 hectares, highlighting the family’s long-standing agricultural tradition and strong involvement in farming.

The farmer has also demonstrated a solid credit history: he has fully repaid one previous loan (LT0001982), during which investors received €7,537.44 in interest payments, and he is currently repaying an active loan (LT0002305) on time, without any delays. This underlines the farmer’s responsible approach to financial commitments and overall reliability.

The new loan will be used to increase working capital, ensuring smooth financing of ongoing operations, as well as the purchase of seeds, fertilizers, and other necessary inputs in preparation for the upcoming harvest season.