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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003142
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 44.82 ha | 30.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 43,690.00 € | 56,305.00 € |
| Net profit | 17,515.00 € | 19,608.00 € |
| Equity ratio | 76.6% | - |
Documents
Payment schedule
Since 2020, a grain farm operating in the Ignalina district has specialised in the cultivation of wheat, rapeseed, peas, and other crops. Over the years, the farm has established stable operations, invested in equipment, and adopted sustainable soil management practices. The farmer currently manages 44.82 hectares of arable land, of which 30 hectares are owned, while the remainder is leased. In total, the family farming operation covers around 500 hectares, ensuring efficient use of available machinery and resources. The farm is equipped with modern agricultural machinery, including a tractor, seeder, sprayer, trailer, and other cultivation tools, enabling independent and efficient field operations. All land is cultivated using no-till (conservation tillage) methods, which help preserve soil structure, reduce fuel consumption, and enhance long-term sustainability.
The farmer is seeking financing from the Insoil investor community to purchase leased farmland. This investment will allow the farmer to expand the ownership base, reduce dependency on leased land, and strengthen long-term operational stability. Acquiring farmland is a strategically important step that enhances capital structure, improves asset value, and ensures the continuity of farming activities.
The farm demonstrates stable operations, sustainable farming practices, and a clear growth direction.
The planned investment will help consolidate land ownership, lower operating risks, and secure future profitability.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.