Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003143

Goal
20,000 €
Raised
20,000 €
100%
Return rate
12%
Rating
A
Period
25
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxx Xxxxxxxxė
Xxxxxxx x. 38, Xxxxxxxxxx xxxx., Xxxxxxxxxxėx xxx.
header_1
Declared
Owned
Dirbama žemė75.98 ha5.77 ha
20242023
Revenue 81,046.00 € 88,814.00 €
Net profit 22,467.00 € 20,557.00 €
Equity ratio 25.59% -
Project description
Documents
Payment schedule

The farmer has been engaged in agricultural activity since 2009 and currently cultivates around 70 hectares of land in the Marijampolė municipality. The main production areas include wheat, rapeseed, and vegetables such as potatoes and garlic.

The farm is equipped with essential machinery — a combine harvester, seeder, trailer, and other tools required for efficient cultivation and harvesting. According to the 2025 crop declaration, the farmer manages 75.98 hectares of land, of which 5.77 hectares are owned. The farmer has a strong credit record with the Insoil platform — currently holding two active loans, both serviced on time and without delay, while two previous loans have been fully repaid according to schedule.

The farmer is now applying for a new loan to purchase additional agricultural equipment, which will increase operational efficiency, reduce labour costs, and support the continued growth and modernisation of the farm. With a stable operational history, excellent repayment discipline, and a modern, sustainable approach to farming, this project represents a low-risk yet promising investment opportunity for Insoil investors.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.