Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003145

Goal
15,000 €
Raised
15,000 €
100%
Return rate
11.5%
Rating
B+
Period
24
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Žxxxxxxx Čxxčxxx
Šxxxxxx xxxx., Šxxxxxx xxx. Xxxxxxxšxxx xxxxxx xxx.
header_1 Declared Owned
Farming land41.35 ha5.84 ha
20242023
Revenue 37,676.00 € 34,625.00 €
Net profit -2,381.00 € 1,660.00 €
Equity ratio 15.72% -
Project description
Documents
Payment schedule
We invite you to invest in a crop farm established in 2018 in the Radviliškis district, which has been steadily developing its operations to ensure high-quality production and efficient farming practices.

The farmer currently manages 41.35 hectares of land, of which 5.84 hectares are owned. The farm cultivates wheat, rapeseed, and beans, ensuring diversified production and stable income from multiple crop sources.

The farm is equipped with all the necessary machinery, including three tractors, a combine harvester, and various tillage implements, allowing efficient field management and timely operations throughout the farming cycle — from soil preparation to harvest.

It is important to note that the farmer has already successfully repaid one previous loan (LT0002532), which was serviced on time and without any delays. This demonstrates the farmer’s reliable credit history and responsible approach to financial commitments.

The new loan funds will be used to increase working capital, supporting smooth day-to-day operations and preparation for the upcoming production season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.