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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003163
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 129.73 ha | 52.98 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 157,488.00 € | 116,614.00 € |
| Net profit | 45,545.00 € | 25,537.00 € |
| Equity ratio | 49.13% | - |
Documents
Payment schedule
General Information
The farm was established in 2007 in the Kėdainiai District. Farming activities started from scratch after receiving the first “Young Farmer” establishment support from the National Paying Agency.
Farm activities
Since its founding, the farm has grown steadily and now declares 129 hectares of arable land, of which nearly 53 hectares are privately owned. The farm specializes in grain cultivation, growing wheat, rapeseed, barley, and peas. The land is managed using no-till farming methods, crop rotation, and cover crops to preserve soil fertility and reduce environmental impact.
Workforce and Management
The farmer operates independently but hires seasonal workers as needed during the busy production period.
Machinery and Equipment
The farm owns 3 tractors, a combine harvester, a cultivator, a seed drill, a sprayer, and other equipment essential for sustainable and efficient farming operations.
Expansion Plans
Within the next two years, the farmer plans to expand operations to at least 160 hectares of arable land.
Financials and Investment Purpose
The farm participates in the InSoil Carbon Credit Program. It currently holds one interest-free Green Loan and one regular loan with an outstanding balance of approximately €7,500, which will be fully repaid from the received investment funds. The remaining amount will be used as working capital to ensure a successful completion of the farming season.
Summary
The farm demonstrates responsible, sustainable, and steadily expanding operations. Clear strategic direction, modern equipment, and involvement in environmental sustainability programs make it a reliable and promising investment opportunity.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.