Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003164

Goal
20,000 €
Raised
20,000 €
100%
Return rate
12%

Rating
A

Period
13

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxxxx
Žxxxų x. 27, Xxxxxxžxxxxx, Xxxxx x.
header_1 Declared Owned
Dirbama žemė179.10 ha48.00 ha
20242023
Revenue 293,248.00 € 356,061.00 €
Net profit 1,320.00 € -18,674.00 €
Equity ratio 8.34% -
Project description
Documents
Payment schedule

General Information

The farm was registered nearly 20 years ago in the Kaunas District. It operates using 3 tractors, a combine harvester, and other equipment intended for sustainable no-till farming practices.

Farm Activities

The farm declares 180 hectares of land, of which 48 hectares are privately owned. It grows grain crops such as rapeseed, wheat, and sugar beets. The farmer applies crop rotation and cultivates cover crops to ensure soil fertility preservation and sustainable land management.

Family Involvement

The farmer operates jointly with his son, who additionally declares 229 hectares of land (62 hectares privately owned) and participates in the project as a guarantor. Together, the family manages a total of 410 hectares, including 110 hectares of private land.

Purpose of Investment

The requested financing is intended for working capital to ensure the successful completion of the farming season and continuous operation.

Summary

The farm demonstrates strong family cooperation, a modern technical base, and a balanced land structure. A responsible approach and timely fulfillment of obligations confirm the farm’s stability and make it a reliable target for investment.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.