Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003180

Goal
21,000 €
Raised
21,000 €
100%
Return rate
8%
Rating
A+
Period
60
Time left
LTV
71%
Country
Lithuania
Loan purpose
Land purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx Xxxčxxxx
Šxxxxxų x. xxx., Xxxxų xxx., Čxxxxčxšxė, 3
header_1
Declared
Owned
Farming land16.74 ha7.00 ha
20242023
Revenue 50,573.64 € 59,746.51 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
General Information
“Smėlynės Farm” is a family-owned regenerative agriculture enterprise located in the Šiauliai region. Its mission is to restore the landscape, regenerate the soil, and revive natural ecosystem processes through symbiotic farming methods while ensuring economic sustainability. The farm has been systematically developed since 2018, guided by a clear, science-based ecological vision.

Farm Activities
The farm manages 17 hectares of land, of which 7 hectares are privately owned. It maintains a herd of more than 50 cattle that are grazed rotationally across the entire 17-hectare area. This movement of livestock, replicating natural ecosystem cycles, helps restore pastures, enhance soil microbial diversity, and increase carbon sequestration.
In crop production, livestock management, and landscape stewardship, regenerative practices are applied to improve soil fertility without intensive tillage, reduce input costs, increase natural resilience, and ensure long-term economic viability.

Educational Activities
Beyond farming, “Smėlynės Farm” plays an important educational role by raising public awareness about soil health, food quality, and the benefits of regenerative agriculture, encouraging other farmers to adopt restoration-based practices.

Financials and Investment Purpose
With a herd exceeding 50 cattle, a well-structured land management system, and a strong commitment to ecological restoration, “Smėlynės Farm” represents a modern, low-risk, and sustainable agricultural model that combines ecological value with long-term financial stability.
The proposed investment aims to expand the farm’s land base through the purchase of a strategically important parcel. This acquisition will strengthen operational capacity, secure continuity, and provide long-term stability for future development.

Summary
“Smėlynės Farm” stands as a model of regenerative agriculture in Lithuania. It integrates environmental responsibility, innovative farming practices, and a science-based vision that delivers ecological and economic value for the long term.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.