Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003181

Goal
20,000 €
Raised
3,292 €
16%
Return rate
13%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxxxxxx
Xxxxxxxx x. 11, Xxxšxxxxxxxx, Xxxxxėžxx x.
header_1 Declared Owned
Dirbama žemė144.99 ha15.00 ha
20242023
Revenue 122,426.00 € 210,107.00 €
Net profit 35,128.00 € 142,748.00 €
Equity ratio 33.13% -

Investment calculator

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Interest

13%

Preliminary earnings

0.00 €

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Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
General Information
The farm was established in 2022 in the Panevėžys District. It currently declares 145 hectares of land, of which 15 hectares are privately owned.

Farm Activities
The farm specializes in grain production, growing wheat, rapeseed, barley, and fava beans. Crop rotation and cover crops are applied to maintain soil fertility and meet environmental sustainability goals.

Family Involvement
Farming activities are carried out jointly with the farmer’s father, who separately declares 129 hectares of land, including 45 hectares privately owned. Together, the family manages 274 hectares, of which 60 hectares are owned land.

Machinery and Equipment
The farm operates 5 tractors, a combine harvester, and other modern machinery suitable for sustainable no-till farming practices.

Partnerships and Programs
The farm participates in the InSoil Carbon Credit Program, which promotes sustainable farming and soil carbon sequestration.

Financials and Investment Purpose
Due to low crop purchase prices, the farm seeks to extend the repayment period of its existing loan, distributing payments over a longer term. The received funds will be used to refinance the current InSoil loan, securing liquidity and ensuring operational continuity.

Summary
This family farm demonstrates responsible management and a sustainable approach to agriculture. With a strong technical base, participation in climate sustainability initiatives, and prudent financial planning, it represents a reliable and promising investment opportunity.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.