Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003189
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 198.55 ha | 21.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 201,652.00 € | 157,449.00 € |
| Net profit | 49,402.00 € | 22,860.00 € |
| Equity ratio | 18.69% | - |
Investment calculator
Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings. 9%
0.00 €
General Information
The farm was registered 16 years ago in the Ukmergė District. The operation utilizes 3 tractors, a combine harvester, and other equipment designed for sustainable no-till farming.
Farm Activities
Almost 200 hectares are declared, of which 21 hectares are privately owned. The farm grows rapeseed, wheat, and barley, implements crop rotation, and cultivates cover crops to maintain soil fertility and promote sustainable farming practices.
Partnership with InSoil
This is not the farm’s first project with the InSoil platform – the current outstanding loan balance is €39,000. The farm has a flawless repayment record, and cooperation with InSoil began in 2023. InSoil finances farms implementing effective sustainability strategies, and this farm actively employs modern agronomic methods.
Financials and Investment Purpose
The loan will be used for successful preparation for the new season, primarily for the purchase of fertilizers and to ensure sufficient working capital for a strong season start.
Summary
With years of experience, sustainable management, and a perfect credit history, this farm has a well-defined growth strategy. Ongoing partnership with InSoil and demonstrated investment stability make this project a reliable and attractive opportunity for investors.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.