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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003206
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 5.02 ha | 4.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 18,346.47 € | 30,819.78 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
General Information
The farm was established in 2020 in the Elektrėnai District. It currently declares 5 hectares of land, with 4 hectares privately owned.
Farm Activities
The farm keeps 30 dairy goats; milk is sold and processed into cheeses sold to customers. Plans are to expand the herd to 60 by 2026. The farmer also provides services such as machinery operation and pasture and livestock maintenance.
Land Expansion Project
A 7-hectare plot is planned for purchase from a 12-hectare unsplit block, currently unpledgeable due to lack of geodetic measurements. Of the 7 hectares, 4 hectares are arable land for growing feed, and 3 hectares are non-arable slopes ideal for grazing goats.
Summary
The farm is growing and diversifying its income streams. Acquiring land will strengthen its base, reduce rental dependence, and enable more effective planning for future expansion.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.