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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003214
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 156.89 ha | 52.76 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 104,030.00 € | 113,174.00 € |
| Net profit | 19,163.00 € | 20,824.00 € |
| Equity ratio | 57.33% | - |
Documents
Payment schedule
General Information
The farm was established in 2001 in the Kupiškis District, with 25 years of experience. It currently declares nearly 160 ha of arable land, including 52 ha privately owned.
Farm Activities
No-till soil management and crop rotation are applied. The farm produces various grains – wheat, rye, fava beans, rapeseed. The machinery fleet consists of 3 tractors, a combine harvester, and all required equipment for sustainable practices.
Family Involvement and Cooperation
The farm is actively managed with help from family members. The son has established a separate farm, and together the family declares more than 200 ha, of which over 60 ha is privately owned. Such cooperation enhances farm stability and operational continuity.
Financial Situation and Investment Needs
Financing is sought for working capital – primarily for fertilizers, fuel, and the purchase of a 0.9 ha plot that is currently leased. The investment will ensure operational continuity and allow for an increase in the area of owned land.
Summary
A family farm that integrates experience and innovation, with a strong machinery base, sustainable practices, and effective family collaboration. Investments in working capital and land acquisition will secure efficient and sustainable farm development.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.