Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003246

Goal
20,000 €
Raised
20,000 €
100%
Return rate
12%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx Xxxxxxxxxx
Xxxxxx x. xxx., Xžxxxxų xxx., Xxxxūxxx, Xxxšxxxxxxų x.
header_1
Declared
Owned
Farming land81.22 ha25.00 ha
20242023
Revenue 66,409.00 € 63,164.00 €
Net profit 213.00 € -8,380.00 €
Equity ratio 17.38% -
Project description
Documents
Payment schedule
🌾 Investment Opportunity Overview
This project presents an opportunity to invest in a grain farm operating in the Utena district since 2015. The farm specializes in the cultivation of wheat, rapeseed, and other arable crops. A total of 81.22 hectares of arable land are declared, of which 25 hectares are owned by the farmer, providing a stable operational base.

🚜 Farm Infrastructure and Operations
The farm is fully equipped with all essential agricultural machinery required for efficient crop production. This includes a combine harvester, tractor, seeders, sprayer, trailer, and other necessary implements, allowing the farmer to carry out all key farming operations independently and without operational bottlenecks.

💶 Purpose of the Loan
The farmer is seeking additional working capital to ensure smooth and uninterrupted farm operations. The requested financing will support day-to-day operational needs and maintain production continuity throughout the agricultural season.

🔒 Loan Security
The loan will be granted based on the personal liability of the project owner. Loan security is supported by the farmer’s ongoing farming activity, established operating history, and the stable structure of the farm.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.