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Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003258

Goal

11,000 €

Raised

11,000 €

Return rate

11.5%

Rating

Period

Time left

LTV

Country

Lithuania

Loan purpose

Working capital

Business information

Security measures

Loan history

Project owner	Address
Xxxxxx Xxxxxxx Xūxxx	Xxxxxxų x. 46, Xxxxxxų x., Xxxšxšxxų xxx., Xxxšxxxxxxų xxx. xxx.

header_1	Declared	Owned
Farming land	29.85 ha	10.52 ha

	2024	2023
Revenue	73,418.00 €	93,595.00 €
Net profit	17,393.00 €	12,076.00 €
Equity ratio	60.53%	-

Project description

Documents

Payment schedule

We invite you to invest in a farmer who is committed not only to ensuring high-quality agricultural production, but also to developing a sustainable farming model.

The farmer currently operates 29.85 hectares of agricultural land, of which 10.52 hectares are owned. The farm combines crop production and livestock farming. The cultivated crops include wheat, oilseed rape, barley, peas, and oats, and the farm also maintains 16 beef cattle. This diversified operational structure supports balanced income streams and risk management.

The farmer applies no-till farming practices, aiming to preserve soil structure, reduce operating costs, and improve long-term land productivity. Future plans include expanding the farm, increasing the total cultivated land area.

The farm’s machinery fleet is sufficient for independent operations and includes:

two tractors (2004 Case IH MX-200 and 2018 TYM T1304),
a 2015 Vector 420 combine harvester,
a seeder, sprayer, cultivator, and other essential agricultural equipment.

This technical base ensures efficient workflow and smooth farming operations throughout the season.

The farmer is currently securing financing for working capital purposes, aiming to ensure smooth day-to-day operations, maintain financial flexibility, and support a stable production cycle during the agricultural season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.