Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

LT0003264

Tikslas
25,000 €
Surinkta
25,000 €
100%
Palūkanų dydis
14%
Reitingas
A
Periodas
12
Liko laiko
LTV
-
Šalis
Lithuania
Paskolos tikslas
Equipment purchase
Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas
Adresas
Xxxxxx Xxxxxxx Xxxxxxxxxūxė
Xxxxxėx x. xxx., Xxxxxxxx xxx., Xxxxxxčxxx, Xxxxxų x. 15
header_1
Deklaruotas plotas
Nuosavas plotas
Farming land146.00 ha1.50 ha
20242023
Pajamos 119,601.00 € 46,733.00 €
Grynasis pelnas 54,939.00 € 10,104.00 €
Nuosavo kapitalo santykis 57.18% -
Projekto aprašymas
Dokumentai
Mokėjimo grafikas
General information
The farm was established in 2021 in the Plungė district and currently declares 146 hectares of land, of which 1.50 hectares are privately owned. The business is focused on livestock production, specifically sheep farming, and the entire organisation of activities is built around herd development and feed base security.​

Farm activities
Most of the declared area consists of permanent grassland, while around 12 hectares are arable land where mainly forage crops – grass for hay and silage – are grown to cover feed needs throughout the year. In addition, protein crops such as peas, vetch and oats are cultivated to balance the animals’ diet and reduce dependence on purchased protein feed. At present, the farm keeps about 250 ewes together with young replacement females that are expected to become breeding ewes in 2026, and in the previous season the total flock with offspring reached around 650 head. The long‑term plan is to expand the flock to 500 ewes, with the interim objective of increasing the number of ewes to 300 by 2026, thus gradually scaling up production.

Machinery base and investments
The farm’s technical needs are closely linked to forage preparation and handling: the requested financing is intended to complete payments for equipment purchased from Dotnuva Baltic, namely a round baler, a feed distributor and a bale trailer. This machinery will enable the farmer to prepare and distribute feed independently and efficiently, reduce labour costs and ensure better control of feed quality, which is critical for a growing sheep flock.

Financial situation and purpose of the loan
The loan funds are needed to settle the remaining payments for the above‑mentioned machinery without putting excessive pressure on working capital, thus completing the planned investment package. The investment in a round baler, feed mixer/distributor and bale trailer is directly linked to the planned expansion of the sheep flock and increase in production volumes, meaning that the financing is aimed at strengthening income‑generating capacity rather than merely covering operating expenses.

Conclusions
This is a young but rapidly developing specialised sheep farm with a clear growth strategy and a consistent focus on strengthening forage preparation and logistical capacity. The investment into forage‑related machinery fully supports the planned increase in the number of ewes to 300 and later to 500, making the requested financing a well‑grounded step towards long‑term capacity building and income growth of the farm.

Projekto rizika

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.