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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003271
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 80.34 ha | 10.50 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 47,086.00 € | 68,883.00 € |
| Net profit | 117.00 € | 2,064.00 € |
| Equity ratio | 68.2% | - |
Dokumentai
Mokėjimo grafikas
Farm Overview
Since 2021, a crop farm has been operating in the Rokiškis district, growing wheat, rapeseed, and other agricultural crops. The farm cultivates a total of 80.34 hectares of arable land, of which 10.5 hectares are owned by the farmer. The farmer applies modern farming practices aimed at improving efficiency and long-term sustainability.
Machinery and Farming Practices
The farm is equipped with all essential machinery required for crop production, including:
- a combine harvester,
- a tractor, a seed drill,
- a sprayer, a trailer,
- and other tillage equipment.
The land is cultivated using no-till technology, which helps reduce fuel consumption, improve soil structure, and enhance long-term productivity.
Purpose of the Loan
The farmer has applied to the InSoil investor community for a loan intended to increase working capital, primarily to settle payments with suppliers and ensure smooth day-to-day farm operations. It is important to note that the farmer is already known to the InSoil community, having previously received a loan that was fully repaid on time, demonstrating a responsible approach to financial obligations.
Investment Summary
This project offers investors the following strengths:
- an established and operating crop farm,
- the use of sustainable no-till farming practices,
- a fully equipped machinery fleet,
- a positive repayment history with InSoil,
- a clear working-capital-focused use of funds.
This investment provides an opportunity to support a stable and responsibly managed agricultural business with predictable operational needs.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.