Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003278

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%
Rating
B+
Period
23
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxx
Žxxxxxx x. 11, Xxxxxxxxxxx x., Xxxxxxxxxxx xxx. Xxxxxxxx xxxxxx xxx.
header_1
Declared
Owned
Farming land237.64 ha82.73 ha
20242023
Revenue 277,276.00 € 297,160.00 €
Net profit 9,167.00 € 44,660.00 €
Equity ratio 14.06% -
Project description
Documents
Payment schedule
The farmer began agricultural operations in 2008 and currently cultivates 237.64 hectares of land, of which 82.73 hectares are owned. Long-term farming experience and consistent farm development provide a solid foundation for stable and efficient operations.

The farm specialises in crop production, growing wheat, oilseed rape, beans, and barley. This diversified crop structure helps balance market and seasonal risks while supporting stable production and sales.

Farming activities are carried out using a reliable, relatively new fleet of Western-manufactured machinery. The machinery base includes three tractors, a combine harvester, and other essential agricultural equipment, enabling the farmer to independently perform all key field operations and ensure a smooth production process.

The current financing is intended for working capital purposes, supporting smooth seasonal operations, financial flexibility, and a stable production cycle.

Extensive farming experience, a substantial cultivated land area, and sufficient technical capacity provide a strong foundation for the farm’s continued development and long-term growth.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.