Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003282

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%
Rating
B+
Period
13
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxūxxx
Xxxxxxxšxxx x. Šxxxxxx xxx., Xxxxxxxxx, Xxxšxxxų x. 1
header_1
Declared
Owned
Farming land349.32 ha63.00 ha
20252024
Revenue 553,337.00 € 423,499.00 €
Net profit 212,990.00 € 31,681.00 €
Equity ratio 27.9% -
Project description
Documents
Payment schedule
FARM OVERVIEW
A crop farming operation located in the Radviliškis district has been active since 1998, focusing on the cultivation of wheat, rapeseed, and other agricultural crops. The farmer currently manages 349.32 ha of arable land, of which 63 ha are owned, while in 2026 the declared area is planned to increase to at least 380 ha, demonstrating consistent farm expansion.
The farm is equipped with modern machinery, including a new combine harvester, a new tractor, a seeder, a sprayer, a trailer, and other tillage equipment. For the past three years, the farmer has been applying modern no-till farming technology, which helps reduce operating costs, improve soil structure, and enhance long-term production efficiency.

PURPOSE OF FINANCING
The farmer has applied to the Insoil investor community for a working capital loan. The requested financing will be used to settle obligations with suppliers, ensuring smooth day-to-day operations and proper preparation for the upcoming farming season.

EXPERIENCE ON THE INSOIL PLATFORM
It is important to note that this is not the farmer’s first project on the Insoil platform. To date, four loan agreements have been concluded, three of which are currently active. All loans are being serviced on time, demonstrating a high level of financial discipline and reliability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.