Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003288

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12%
Rating
A
Period
11
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxxx
Šxxxxų x. 9, Xxxxxxxų xxx., Xxxxxxų xxx. Xxxxxėx xxxxxx xxx
header_1
Declared
Owned
Farming land313.98 ha300.00 ha
20242023
Revenue 305,489.00 € 316,310.00 €
Net profit 15,620.00 € -70,180.00 €
Equity ratio 55.22% -
Project description
Documents
Payment schedule
Farm Overview
A crop farming business has been operating in the Akmenė district since 2004, specializing in the cultivation of wheat, oilseed rape, and other agricultural crops. The total cultivated arable land amounts to 313.98 hectares, of which approximately 300 hectares are owned by the farmer. The high share of owned land provides a solid foundation for stable and long-term farm operations.

Machinery and Farming Practices
The farm is equipped with all essential agricultural machinery required for independent and efficient operations, including:
  • a combine harvester,
  • two tractors,
  • a seed drill,
  • a sprayer,
  • a trailer, and other cultivation implements.
The land is cultivated using no-till farming technology, which helps reduce fuel consumption, preserve soil structure, and improve long-term productivity.

Purpose of the Loan
The farmer has applied to the InSoil investor community for a working capital loan, which will be used to settle obligations with suppliers and ensure the smooth continuation of farm operations.

Relationship with InSoil
This is not the farmer’s first project on the InSoil platform. Since 2023, three loan agreements have been concluded, one of which is currently active.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.