Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003293

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12%
Rating
A
Period
11
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxxxxxxx
Xxxxėx x., Xxxxxžxxčxx xxx., Xxūxčxxx, Xxūxčxų x. 10
header_1
Declared
Owned
Farming land82.63 ha70.00 ha
20242023
Revenue 121,257.00 € 155,754.00 €
Net profit 43,982.00 € 7,417.00 €
Equity ratio 15.57% -
Project description
Documents
Payment schedule
Farm Overview
A mixed farm was established in 2005 in the Kelmė district, focusing on dairy cattle farming and crop production. The farm keeps approximately 30 dairy cows, while cereal crops are grown primarily for animal feed, creating a closed and efficient production cycle.

Farm Management and Machinery
The farm is managed by the farmer together with family members. It is equipped with essential agricultural machinery, including two tractors and additional implements required for both land cultivation and livestock care. This ensures that all key farming operations can be carried out independently and on time.

Land Area
The farmer manages 82.63 hectares of land, of which 70 hectares are owned. A high proportion of owned land provides a solid foundation for stable and long-term farm operations.

Purpose of the Loan
The farmer has applied to the InSoil investor community for a working capital loan, which will be used to settle obligations with suppliers and ensure smooth day-to-day farm operations.
It is worth noting that the farmer became an InSoil client in 2024. During this period, two loan agreements were concluded and fully repaid, demonstrating a reliable repayment history.

Summary
This is an experienced, family-run mixed farm with a strong asset base, a clear operational structure, and a positive cooperation history with InSoil, offering investors an opportunity to support a stable and responsible agricultural project.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.