Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003297

Goal
10,000 €
Raised
10,000 €
100%
Return rate
12%
Rating
B+
Period
11
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxx
Xxxxxxx x. 2, Xxxxxxxxx, XX-99152, Šxxxxėx x. xxx
header_1
Declared
Owned
Farming land310.81 ha62.38 ha
20242023
Revenue 158,284.00 € 111,356.00 €
Net profit 72,056.00 € 20,812.00 €
Equity ratio 27.8% -
Project description
Documents
Payment schedule
The farmer, operating in the Šilutė district since 2014, currently manages 310.81 hectares of agricultural land, of which 62.38 hectares are owned. The farm is developed in a structured manner, with a clear focus on expanding the cultivated land area and increasing long-term production capacity.

The farm specialises in crop production, growing wheat, maize, oilseed rape, buckwheat, peas, and oats. This broad crop portfolio helps balance production and market risks while supporting stable and diversified revenue streams.

The majority of the harvested production is sold to UAB “Scandagra”, ensuring a reliable and consistent sales channel. During the harvest season, the farmer hires additional seasonal workers to support timely and efficient field operations.

The farm operates with a sufficient and well-maintained machinery base, including two reliable tractors, a high-capacity combine harvester, and other essential agricultural equipment. This technical setup ensures efficient field management and high-quality harvesting results.

The current financing is intended to increase working capital, supporting smooth seasonal operations, maintaining financial flexibility, and enabling further farm development.

Join this project and contribute to the continued growth and long-term development of a promising agricultural operation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.