Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003300

Goal
20,000 €
Raised
20,000 €
100%
Return rate
12.5%
Rating
A
Period
35
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxx
Xxxxxų x. 2, Xxxxxxėx xxx., Xxxxšxxx xxx. xxx.
header_1
Declared
Owned
Farming land145.72 ha120.03 ha
20242023
Revenue 153,751.00 € 121,535.00 €
Net profit -17,085.00 € 9,514.00 €
Equity ratio 0.39% -
Project description
Documents
Payment schedule
The farmer has been operating in the Rokiškis district since 2010 and currently cultivates 145.72 hectares of agricultural land, of which 120.03 hectares are owned. The high share of owned land provides a strong foundation for the farm’s long-term stability and capital structure.

The farm specialises in crop production, growing wheat, oilseed rape, beans, and peas. This diversified crop structure helps balance seasonal and market-related risks while supporting stable production and sales.

Farming activities are carried out using a relatively new, Western-manufactured machinery fleet. The machinery base includes two tractors, a combine harvester, and all necessary implements, enabling the farmer to independently perform all key field operations and ensure a smooth and efficient production process.

The current financing is intended for working capital purposes, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable production cycle.

Long-term farming experience, a substantial share of owned land, and sufficient technical capacity provide a solid foundation for the farm’s continued operations and future development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.