Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003306

Goal
79,000 €
Raised
79,000 €
100%
Return rate
11%
Rating
A
Period
36
Time left
LTV
90%
Country
Lithuania
Loan purpose
Land purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxxx
Xxxxšxxx x. xxx., Xxxxxšxxx xxx., Xxxxxėxxx, Xxxxxxxxxxx x. 9
header_1
Declared
Owned
Farming land242.10 ha140.00 ha
20242023
Revenue 223,871.00 € 215,302.00 €
Net profit 79,620.00 € 93,166.00 €
Equity ratio 44.83% -
Project description
Documents
Payment schedule
Farm Overview
Since 2007, a crop farm has been operating in the Kupiškis district, specializing in the cultivation of wheat, rapeseed, and other agricultural crops. The farm is managed according to organic farming principles. The total cultivated arable land area amounts to 242.10 hectares, of which approximately 140 hectares are owned by the farmer. A significant share of owned land provides a stable and long-term foundation for the farm’s operations.

Machinery and Farming Practices
The farm is equipped with all the essential agricultural machinery required for independent and efficient operations. The machinery fleet includes a combine harvester, two tractors, a seed drill, a sprayer, a trailer, and other tillage implements. The farm applies no-till farming technology, which helps reduce fuel consumption, preserve soil structure, and improve long-term farm productivity.

Purpose of the Loan
The farmer has applied to the InSoil investor community for a loan intended for the purchase of a land plot. To secure the loan, two land plots owned by the farmer will be pledged as collateral.

Relationship with InSoil
This is not the farmer’s first project on the InSoil platform. One loan agreement was already concluded in 2025, demonstrating the farmer’s experience in cooperating with the platform.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.