Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003315

Goal
11,000 €
Raised
11,000 €
100%
Return rate
10.5%
Rating
A+
Period
24
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxšxxx
Xxxxxxxėx x., Xxxxxxxėx xxx., Xxxxų x.xxx.
header_1
Declared
Owned
Farming land45.09 ha24.00 ha
20242023
Revenue 30,416.04 € 18,261.49 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
The farm, established in 2009, currently declares 45.09 hectares of agricultural land, of which 24 hectares are owned. A strong share of owned land provides a reliable foundation for long-term planning and stable production.

The farm is specialised in crop production, growing wheat, oilseed rape, oats, buckwheat, and lupins. This combination of crops ensures diversified production, helps balance seasonal and market risks, and supports stable sales opportunities.

Farm operations are supported by a comprehensive machinery fleet suitable for growing and harvesting grain crops. The equipment includes a combine harvester, two tractors, trailers, and other essential machinery, enabling independent fieldwork and ensuring a smooth production process.

The requested financing is intended for working capital, supporting efficient seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.