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Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003319

Goal

38,900 €

Raised

38,900 €

Return rate

11.5%

Rating

B+

Period

Time left

LTV

90%

Country

Lithuania

Loan purpose

Working capital

Business information

Security measures

Loan history

Project owner	Address
Xxxxxx Xxxxxx Xxxxxxxx	Xxšxėxxxžxų x. 16X, Xxxxšxxx, Xxxxxx xxx., Xxxxxx x. xxx.

header_1	Declared	Owned
Farming land	37.42 ha	27.92 ha

	2024	2023
Revenue	115,979.00 €	92,686.00 €
Net profit	56,998.00 €	51,815.00 €
Equity ratio	83.66%	-

Project description

Documents

Payment schedule

The farmer, who began agricultural activities in 2016 in the Skuodas district, currently cultivates 37.42 hectares of arable land, of which 27.92 hectares are owned. The farm is focused on crop production, growing wheat, oilseed rape, peas, and potatoes. This crop mix ensures diversified production and supports stable market opportunities.

The farm operates with a well-developed machinery base, enabling all essential agricultural work to be carried out independently. The machinery fleet includes two tractors, a combine harvester, a seeder, a cultivator, a fertiliser spreader, and other necessary equipment. This technical capacity ensures efficient field operations and a smooth harvest process.

The farm is currently securing financing for working capital purposes, aiming to ensure smooth seasonal operations, maintain financial flexibility, and support a stable production cycle.

A clear operational structure, diversified crop production, and sufficient technical capacity provide a solid foundation for the farm’s continued development and long-term growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.