Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003325

Goal
11,000 €
Raised
9,803 €
89%
Return rate
13%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxxxčxxxė
Šxxxų x.xxx., Xxxėčxų xxx., Xxxxėxų x.
header_1
Declared
Owned
Farming land3.00 ha3.00 ha
20242023
Revenue 34,614.00 € 6,700.00 €
Net profit 13,698.00 € 3,296.00 €
Equity ratio 77.12% -

Investment calculator

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Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
General Information
The farm was established in 2016 in the Šakiai district. It currently declares 3 hectares of land, all of which are privately owned. This is a small‑scale but diversified mixed farm that successfully combines poultry production, fur‑bearing animal breeding, and small animal rearing activities.

Farm Activities
The farm operates a diversified income model, with approximately 60% of revenue coming from poultry – both meat and egg production, 35% from breeding minks and chinchillas for fur, and the remaining 5% from rabbit breeding. Currently, the farm keeps around 800 chickens and approximately 120 fur animals. This broad activity mix ensures stable income streams and reduces exposure to market volatility in any single sector. All animals are kept under proper animal‑welfare standards, and the farmer follows responsible breeding and care practices to ensure health and wellbeing across all species.

Relationship with InSoil
The farmer is a trusted partner of InSoil. The first loan of €8,100 has been fully repaid. Two additional ongoing loans remain active, with a combined balance of around €7,000. These past projects were used to purchase rabbits, directly supporting business expansion and improvements in animal welfare.

Financial Situation and Purpose of the Loan
The requested financing will be used to acquire additional rabbits and improve the welfare conditions for fur animals. The funds will cover investments such as new cages, enclosure upgrades, and other equipment designed to improve comfort and safety standards. These investments are directly tied to enhancing production quality, strengthening farm productivity, and ensuring long‑term operational sustainability.

Conclusions
The farm in the Šakiai district is a carefully managed and diversified operation combining several niche agricultural activities. The planned investment to expand rabbit breeding and improve animal living conditions will enhance production capacity and long‑term competitiveness. This is a sustainable project with a clear return potential and sound fundamentals for investors.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.