Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003326

Goal
21,900 €
Raised
21,900 €
100%
Return rate
14.5%
Rating
C+
Period
34
Time left
LTV
89%
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxx
Xxxxxxxų xx., Xxxšxšxxų xxx., Xxxšxxxxxxų x. xxx.
header_1
Declared
Owned
Farming land78.39 ha28.95 ha
20242023
Revenue 58,118.19 € 44,908.97 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
The farmer began agricultural operations in 1996 and has since been consistently developing a mixed crop and dairy farm. The farm currently cultivates 78.39 hectares of land, of which 28.95 hectares are owned. The crop portfolio includes wheat, oilseed rape, barley, beans, and triticale, complemented by 70 dairy cattle, which provide additional operational stability and diversified income streams.
The farm operates with a strong and modern machinery fleet that enables full independence throughout the entire production cycle. The machinery includes two John Deere tractors, a Claas combine harvester, grain trailers, a fertiliser spreader, a rake, a seeder, a sprayer, cultivators, and other essential agricultural equipment. This ensures efficient field preparation, reliable crop maintenance, and smooth harvesting operations.
Family cooperation is an important part of the farm’s daily activities. The farmer’s two sons each run their own farms, but machinery and labour resources are shared across all three operations. This approach helps reduce costs, improve workflow flexibility, and increase overall efficiency.
The financing currently being raised is intended for working capital, ensuring smooth production operations, timely fulfilment of obligations during the season, and a stable financial cycle.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.