Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003331

Goal
32,100 €
Raised
11,949 €
37%
Return rate
13%
Rating
B
Period
48
Time left
LTV
90%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxx
Xxšxėxxxžxų x. 16X, Xxxxšxxx, Xxxxxx xxx., Xxxxxx x. xxx.
header_1
Declared
Owned
Farming land37.42 ha27.92 ha
20242023
Revenue 115,979.00 € 92,686.00 €
Net profit 56,998.00 € 51,815.00 €
Equity ratio 83.66% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
The farmer began agricultural operations in 2016 in the Skuodas district and currently cultivates 37.42 hectares of arable land, of which 27.92 hectares are owned. The farm focuses on crop production, growing wheat, oilseed rape, peas, and potatoes. This crop mix ensures diversified production and supports stable product sales throughout the season.

The farm operates with a well-developed machinery base, allowing all essential fieldwork to be carried out independently. The machinery fleet includes two tractors, a combine harvester, a seeder, a cultivator, a fertiliser spreader, and other necessary equipment. This ensures efficient land preparation, reliable crop maintenance, and smooth harvesting.

The farm is currently seeking financing for refinancing purposes, aiming to optimise existing financial commitments, reduce monthly liabilities, and strengthen overall financial stability. Refinancing will help align cash flows with the farm's operational cycle and create more favourable conditions for long-term business continuity.

A clear operational structure, diversified production, and sufficient technical capacity provide a strong foundation for the farm’s ongoing development and sustainable long-term growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.