Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003335

Goal
44,400 €
Raised
44,400 €
100%
Return rate
12%
Rating
A+
Period
48
Time left
LTV
70%
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxxčxxxx
Xūxxxxx x. 10, Xxxxxxxxxx, Xxxxx x. xxx.
header_1
Declared
Owned
Dirbama žemė52.04 ha17.51 ha
20242023
Revenue 16,869.31 € 30,504.49 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
The farmer began agricultural operations in 2018 in the Kaunas district and has since been steadily developing a crop-production-based farm. He currently cultivates 52.04 hectares of land, of which 17.51 hectares are owned. The main crops grown on the farm are wheat, beans, and peas, providing a diversified and stable production cycle.

Farm operations are supported by a solid and functional machinery fleet, enabling independent completion of all essential fieldwork. The available equipment includes a grain combine harvester, tractor, germinator, sprayer, and various smaller implements. This machinery ensures efficient soil utilisation, optimal resource management, and high-quality crop production.

The farmer intends to further expand his operations by increasing cultivated land area and upgrading his machinery fleet, aiming for higher productivity and lower operational costs. The current financing is being raised for the acquisition of a new tractor, which will strengthen the farm’s technical capacity and improve seasonal workflow efficiency.

On the InSoil platform, the farmer has already successfully repaid two loans, with a total financed amount of €86,400, and has paid out €8,948.82 in interest to investors.
All previous obligations were fulfilled punctually and without delays, demonstrating strong financial discipline and reliability.

This project represents a continuation of the farm’s consistent development - an investment into modern machinery will further enhance operational efficiency and strengthen long-term competitiveness.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.