Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003337

Goal
25,000 €
Raised
25,000 €
100%
Return rate
12%
Rating
A+
Period
11
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxxūxxx
Xxxxxxxx x. xxx., Xxxxšxėxxx xxxxxxxxų xxx., Xxxxxxxxxx, Xxxxxxxx x. 6-8
header_1
Declared
Owned
Dirbama žemė783.15 ha49.00 ha
20242023
Revenue 1,467,115.00 € 893,574.00 €
Net profit 152,768.00 € 102,081.00 €
Equity ratio 45.34% -
Project description
Documents
Payment schedule
General Information
The farm was established in 2015 in the Pasvalys district. It currently declares 783 hectares of land, of which 49 hectares are privately owned. This is a large‑scale, modern arable farm, family‑run and well‑established in the region both in terms of cultivated area and applied farming technologies.

Farm Activities
The farm focuses on crop production, mainly growing wheat, barley and rapeseed. Land is cultivated using no‑till practices, complemented by crop rotation and cover cropping. These methods help improve soil structure, increase organic carbon content, and enhance both yield stability and long‑term profitability. Sustainable land management is at the core of the farm’s production philosophy.

Family Involvement and Synergy
Farming is organised on a family basis, alongside the operations of the farmer’s wife and father, with the family collectively managing more than 1,300 hectares of land, including around 200 hectares of privately owned property. This family structure ensures strong synergy, efficient use of machinery, shared resources and stronger negotiating positions with suppliers and buyers.

Financial Situation and Purpose of the Loan
The requested financing is intended for working capital – primarily to prepare for the upcoming season. The funds will be used to purchase seeds, fertilizers and crop protection products. This is standard seasonal financing aimed at ensuring timely spring fieldwork and continuous production flow throughout the year.

Conclusions
Located in the Pasvalys district, this is a sustainable, family‑run arable farm operating on a large scale and applying modern conservation farming practices. The requested working capital will ensure smooth seasonal operations and stable production output, making the project financially sound and aligned with long‑term growth objectives.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.