Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003347

Goal
16,000 €
Raised
16,000 €
100%
Return rate
12%
Rating
A
Period
23
Time left
LTV
-
Country
Lithuania
Loan purpose
Land purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxė Xxxxxxė
Xxxxų x. 9, Xxxūxxx xxx., Šxxxxėx x.
header_1
Declared
Owned
Farming land94.46 ha6.87 ha
20242023
Revenue 240,567.00 € 144,217.00 €
Net profit 75,880.00 € 49,918.00 €
Equity ratio 46.86% -
Project description
Documents
Payment schedule
General Information
The farm was established in 2019 in the Šilalė district. It currently declares 95 hectares of land, of which 7 hectares are privately owned. This is a family dairy farm that has been taken over by the younger generation, ensuring both continuity and a modern approach to livestock management.

Farm Activities
The farm focuses on dairy production. At present, it keeps around 50 milking cows and an additional 50 young animals that will gradually become part of the milking herd. The focus is on herd productivity, feed quality, and maintaining a balance between milk output and quality. Farm processes have been modernised to increase efficiency in feeding, milking, and animal care, reducing manual labour and improving overall productivity.

Management and Development
The farm was taken over from the farmer’s parents and builds upon long‑standing family farming traditions, combined with modern knowledge and technologies. This continuity ensures effective management, stable operations, and a sustainable approach to both production and finance.

Financial Situation and Purpose of the Loan
The requested financing will be used to acquire an additional 3‑hectare land parcel. This land will directly support the farm’s production by providing more area for feed production and strengthening the farm’s land base. The acquisition represents a long‑term investment that will improve both operational sustainability and the farm’s financial structure.

Conclusions
Located in the Šilalė district, this is a stable family‑run dairy farm that combines tradition with modern management, ensuring operational efficiency and income stability. The planned land acquisition is a strategically sound investment that will expand the farm’s owned land base, enhance its self‑sufficiency, and support sustainable long‑term growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.