Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003361

Goal
6,900 €
Raised
6,900 €
100%
Return rate
10.5%
Rating
A+
Period
21
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxxx Xxxxšxx
Xxxxxx x. 56, Xxxxxxx, Xxxxxxxx xxx., Šxxxxėx x. xxx.
header_1
Declared
Owned
Farming land22.33 ha10.00 ha
20242023
Revenue 23,942.75 € 15,190.69 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
A beef cattle farm operating in the Šilalė district continues long-standing family farming traditions while steadily developing its operations. After taking over the family farm, the young farmer focuses on strengthening the farm’s economic foundation and ensuring sustainable growth.

The farm currently raises 8 beef cattle and plans to gradually expand the herd, increasing its production capacity and income base. The farmer cultivates 22.33 hectares of land, of which 10.00 hectares are owned. Part of the land is dedicated to fodder production, including cereals and potatoes. To ensure balanced livestock nutrition, additional feed is purchased from other farmers when necessary.

The machinery fleet includes a Case JX95 tractor, cultivators, trailers, haymaking equipment, and other essential tools. This technical base allows the farmer to independently carry out core farm operations and maintain stable day-to-day activities.

The farmer has previously utilised financing from the InSoil investor community. To date, two loans have been successfully repaid, with a total financed amount of €13,700, and €1,604.78 in interest paid to investors. The current third loan is being raised for working capital purposes, supporting ongoing farm operations and maintaining a stable production cycle.

This financing stage is focused on operational stability and the continued development of the farm, strengthening its long-term economic sustainability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.