Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003362

Goal
25,000 €
Raised
25,000 €
100%
Return rate
10.5%
Rating
A+
Period
22
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx
Xxūxxšxxų x., Xxxxxxxų xxx., Xxxėxų x.
header_1
Declared
Owned
Farming land53.80 ha14.71 ha
20242023
Revenue 83,023.06 € 34,474.30 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
A farmer operating in the Molėtai region has been independently farming since 2021. The farm currently cultivates 53.80 hectares of agricultural land, of which 14.71 hectares are owned. The operation is focused on livestock production and specialises in cattle breeding.

The farm currently holds 21 head of cattle, including 14 Highland breed animals. It is certified as an organic farm, ensuring compliance with ecological production standards and sustainable farming practices. In the near future, the herd is planned to be gradually expanded, strengthening the farm’s economic foundation.

The farm is managed independently, with ongoing efforts to increase operational scale and efficiency. The existing structure enables gradual growth in production capacity and improvement in overall performance.

The farmer has previously utilised financing from the InSoil investor community. To date, two loans have been successfully repaid, while the third loan is being serviced according to the agreed schedule. A substantial amount of interest has already been paid to investors, reflecting consistent cooperation with the platform.

The current financing is intended for working capital purposes, ensuring smooth farm operations, maintaining financial flexibility, and preparing for seasonal agricultural activities.

Investing in this project contributes to the development of the organic livestock sector and supports sustainable agricultural growth in Lithuania.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.