Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003368

Goal
25,000 €
Raised
19,216 €
76%
Return rate
11%
Rating
A+
Period
22
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxx Xxxxxxxė
Xxxxxxxx x. 23, Xxxšxxxxxxxx, Xxxxxėžxx x.
header_1
Declared
Owned
Farming land135.74 ha24.00 ha
20242023
Revenue 169,657.00 € 159,692.00 €
Net profit 26,725.00 € 10,587.00 €
Equity ratio 24.58% -

Investment calculator

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Interest

11%

Preliminary earnings

0.00 €

Important:
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Interest rates:
Investing from 100 € - 11%
Project description
Documents
Payment schedule
General Information
The farm was established in 1997 in the Panevėžys district. It currently declares 136 hectares of land, of which 24 hectares are privately owned. This is a long‑established family farm with extensive agricultural experience, successfully operating in crop production and applying sustainable farming principles.

Farm Activities
The farm specialises in arable crop production, mainly growing wheat, barley and peas. Land is cultivated using minimal tillage, which conserves energy and preserves soil structure. Crop rotation and cover crops are applied to maintain soil fertility and biodiversity. This farming model combines agronomic efficiency with environmental sustainability, ensuring long‑term productivity and stable economic performance.

Family Involvement
The farm is family‑run with no hired employees. The farmer’s son and grandson are both actively involved in daily operations. This intergenerational approach ensures operational continuity, shared expertise and a strong sense of responsibility within the family.

Financial Situation and Purpose of the Loan
The requested financing is intended to cover working capital needs – primarily for preparation for the upcoming season, including seed, fertilizer, fuel and other input purchases. This is standard cyclical financing to ensure timely fieldwork and optimal crop yields.

Conclusions
Located in the Panevėžys district, this is a well‑established family farm managed responsibly with modern agronomic practices. Its long‑term experience, balanced crop structure and sustainable approach allow effective resource use and reliable seasonal planning. Working capital financing is justified, as it directly supports the production cycle and income stability for the coming season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.