Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003384

Goal
25,000 €
Raised
20,706 €
82%
Return rate
12%
Rating
A
Period
34
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xėxxx
Xxxxxxx x. xxx., Xxxxxxxxx xxx., Xxxxxšxxxx, Xxxxėx x. 10
header_1
Declared
Owned
Dirbama žemė617.27 ha190.00 ha
20242023
Revenue 937,416.00 € 917,424.00 €
Net profit 98,300.00 € 116,491.00 €
Equity ratio 29.12% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule

General Information
The farm was established in 2010 in the Alytus district. It currently declares 617 hectares of land, nearly 200 hectares of which are privately owned. This is one of the largest arable farms in the region, distinguished by its scale, modern equipment, and experienced management.

Farm Activities
The farm specialises in crop production, mainly growing wheat, rapeseed, and beans. Land is cultivated using no‑till methods, with crop rotation and cover crops to preserve soil fertility, reduce erosion risk, and optimise production costs. The farm is focused on large‑scale production of grains and oilseeds, leveraging advanced machinery and rational agronomy.

Relationship with InSoil
The farm is a reliable member of the InSoil community. It currently has one active loan with an outstanding balance of €97,000. All repayments are made on schedule, demonstrating responsible financial management and dependability as a long‑term partner.

Financial Situation and Purpose of the Loan
The requested financing is intended for working capital to prepare for the upcoming season. The funds will be used to purchase seeds, fertilizers, fuel, and crop protection products, ensuring the timely start of spring fieldwork and a stable production cycle. This is a standard working capital requirement for a large‑scale farm.

Conclusions
Located in the Alytus district, this is a professional, large‑scale arable farm with a solid privately owned land base and modern technology. Its strong relationship with InSoil and clearly defined working capital purpose make this project secure and attractive for investors, focused on ensuring long‑term operational stability and growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.