Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003385
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 344.91 ha | 4.94 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 379,538.00 € | 356,987.00 € |
| Net profit | 21,201.00 € | -73,289.00 € |
| Equity ratio | 11.77% | - |
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The farmer, who began agricultural activities in 2019, currently manages a 344.91-hectare farm, of which 4.94 hectares are owned. Over the years, the operation has expanded steadily, forming a stable and growing agricultural enterprise.
The main crops cultivated include wheat, barley, oilseed rape, and oats. To further diversify production and increase profitability, the farmer is planning to start growing sugar beets in the near future.
The farm is equipped with a modern and well-structured machinery fleet suited for efficient work across large fields. The equipment includes a Case tractor, Farmet disc cultivator and seeder, John Deere sprayer, Kuhn fertiliser spreader, Razol tine cultivator, as well as additional essential implements. To maximise operational efficiency, the farmer also rents an additional tractor and a combine harvester. A dedicated grain transport truck ensures smooth logistics and timely delivery during harvest season.
The farm continues to grow rapidly, demonstrating strong potential to increase production capacity, improve operational efficiency, and enhance long-term profitability.
The requested financing is intended for working capital, ensuring smooth seasonal operations and maintaining sufficient liquidity throughout production cycles.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.