Ūkio paskola

Project Summary

The project belongs to a mixed farm operating in the Panevėžys district since 2020. The farm runs a diversified model combining berry cultivation and crop production, along with additional income from individual business activity. The requested financing is intended for the construction of a building (hangar) for storing agricultural equipment.

Farm Overview

The farm was established in 2020 in the Panevėžys district. It declares 4 hectares of land, all of which is owned. The farm operates on a small scale, focusing on efficient land use and diversification of activities.

Operating Model and Diversification

The farm’s activity is mixed. Approximately 50% of revenue comes from strawberry cultivation and sales, with strawberries grown on 0.50 hectares. The remaining 50% of revenue is generated from cereal crop production, mainly rapeseed and wheat. Crop rotation is applied and the land is managed using no-till practices. Additionally, the farmer operates as a real estate broker under an individual activity certificate, providing an additional source of income.

Relationship with InSoil

Two loans of a similar type have already been fully repaid, with a total amount of EUR 17,000. Currently, there is one active loan with an outstanding balance of approximately EUR 4,000. Payments are made on time, and since 2021 the farmer has not been late with any payment.

Financing Purpose

The requested funds will be used for the construction of a building (hangar) for storing agricultural equipment. The investment is aimed at improving operational organization and strengthening farm infrastructure.

Conclusion

This project represents a small-scale but diversified farm with additional income sources and a confirmed track record of responsible repayment behavior. The financing purpose is clearly defined and focused on strengthening farm infrastructure.