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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003390
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 70.10 ha | 41.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 84,370.00 € | 71,103.00 € |
| Net profit | 14,340.00 € | 4,496.00 € |
| Equity ratio | 84.91% | - |
Documents
Payment schedule
A farm operating since 2003 specializes in the cultivation of wheat, buckwheat, and rapeseed. The farm currently cultivates 70.10 hectares of arable land, of which 41 hectares are owned by the farmer, providing a solid and stable operational foundation.
The farm is fully equipped with all essential machinery required for crop production, including a tractor, seed drill, cultivator, and other implements, enabling the farmer to carry out the main agricultural operations independently and efficiently.
The farmer has applied to InSoil for a working capital loan intended for the purchase of fertilizers and preparation for the upcoming farming season. It should be noted that this is not the farmer’s first project on the platform – since 2023, two loan agreements have been concluded and repaid in full and on time, confirming a responsible approach to financial obligations.
Taking into account the long-standing operating history of the farm, the share of owned land, adequate technical capacity, and the positive track record of previous cooperation, this project can be considered a reliable, moderate-risk investment opportunity for the InSoil investor community.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.