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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003400
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 82.54 ha | 6.43 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 97,729.05 € | 69,524.70 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been independently farming since 2021, although agricultural experience in the family goes back many years. The farmer currently cultivates 82.54 hectares of agricultural land, of which 6.43 hectares are owned, while together with other family farms the total managed area reaches approximately 500 hectares.
The farm grows a variety of crops, including spring and winter triticale, barley, wheat, rye, and peas. This diversified crop structure allows efficient use of farmland and helps balance production risks.
The farm operates with modern agricultural machinery, including a tractor, loader, combine harvester, and slurry tanker, enabling the farmer to independently perform core farming operations and maintain efficient field management.
The current financing is intended for working capital, ensuring smooth seasonal operations, maintaining financial flexibility, and supporting the further development of the farm.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.