Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003401

Goal
8,100 €
Raised
8,100 €
100%
Return rate
11%
Rating
B
Period
22
Time left
LTV
89%
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxš Xxxxxxxč
Xxxėx xxxxxx, Xxšxšxxų xxxxūxxxx, Šxxčxxxxxų xxxxxxx
header_1
Declared
Owned
Farming land225.80 ha71.92 ha
20242023
Revenue 199,197.00 € 126,813.00 €
Net profit 10,461.00 € 13,960.00 €
Equity ratio 93.26% -
Project description
Documents
Payment schedule
The farmer began agricultural activities in 2008 and currently manages a 225.80-hectare farm, of which 71.92 hectares are owned. The farm operates under organic farming principles, placing strong emphasis on sustainable agricultural practices, soil health preservation, and environmentally responsible production.

The main crops grown on the farm include rye, oats, and buckwheat, which are well suited for organic farming and ensure a diversified and stable production cycle.

The farm operates with its own machinery fleet, including two reliable tractors, an efficient combine harvester, a seeder, and other necessary agricultural equipment. This technical base allows the farmer to independently perform core field operations and ensure smooth harvesting with consistent product quality.

The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and strengthening the farm’s operational stability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.